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Individual and Family Health Insurance through Covered California

Affordable individual & family HMO, PPO, EPO, HSA health insurance plans through California's official healthcare Marketplace. (On-Exchange)

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Individual and Family Health Insurance directly with a Carrier

We have a large variety of low cost Individual & Family HMO, PPO, EPO or HSA plans on the private market.

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Affordable Dental Insurance Plans

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starts here
with low
premiums and

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Life Insurance Plans for Individuals

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for Individual

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We’ve Located 50+ Health Plans and Discounts Near You

8 Gold Plans

  • Higher premiums/copays
  • In network doctors
  • 80% of services covered

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5 Short Term Plans

  • Low monthly rates
  • No enrollment period
  • Next day coverage

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13 Silver Plans

  • Moderate premiums/copays
  • In network doctors
  • 70% of services covered

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5 PPO Plans

  • Higher out-of-pocket costs
  • Your choice of providers
  • Varying % of services covered

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11 Bronze Plans

  • Low premiums/copays
  • In network doctors
  • 60% of services covered

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4 HMO Plans

  • Low premiums/copays
  • In network doctors
  • 100% of services covered

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Covered California

We assist individuals and employers in determining which insurance plan is appropriate based on their budget and needs. Furthermore, we help each client determine their most accurate current income that will determine the proper Tax Credits to help pay their insurance premium. We present each client with plan options from a range of coverage and insurers and enroll them into a plan.

Question: Can I insure my 23 year old daughter?

Yes: If your daughter is listed as a dependant on your tax return and does not file her own taxes.

Question: What does the Affordable Care Act require of me?

The Affordable Care Act is also known as Obamacare. People who fill out a Federal Income Tax form MUST maintain health insurance for themselves and their dependents. Those who don’t will pay a fine.

Question: What if I can’t afford health insurance?

Individuals and families whose income falls below the level set by the Federal Government will be insured with Medi-Cal. If you are not sure if you qualify for Medi-Cal, call us and we will let you know.

We’ll Find You The Perfect Plan

Every family is unique, and we are experts at building a portfolio to perfectly fit all your needs. Contact one of our qualified Insurance Agents now to find the right Plan whether it be for home or business.

We Work With Your Budget

We understand that every dollar counts. You deserve the highest quality of insurance products for the best price. Choose from a list of the best Carriers and Products on this website or contact us for a customized Insurance Assessment today!

Easy & Online!

Easy as 1-2-3! Simply click on your product choice, fill out the application, and check out. Feel free to contact us with any questions

Until working with Vanessa for our health insurance needs I never realized that a broker could and should be your advocate when you run into challenges with your insurer. She has not only helped us sort through our options and select the best plan, she has twice now intervened on our behalf with our insurer. She not only expedited each situation, she helped us recover thousands of dollars in uncredited payments and ensured that our insurance benefits were properly enforced. Having to shop in the individual market is hard enough but if your broker isn’t your advocate you should definitely be calling Vanessa to handle your insurance needs. Thank you so much Vanessa!!!

Tammy Stockton

Insurance has always been somewhat of a foreign language to me. Then I found Vanessa Amaya!! She was able to sit down with me and give me her time to answer every question I had! We were able to find an insurance plan to fit my needs and then some!! She explained why one plan was different from the other and have it all make sense for the first time ever. When I’ve been confused about a claim or if something was covered its nice to have someone you can go to directly. She always replies in a good amount of time and emails any forms you might need. If you are in need of insurance, but don’t know where to go, go to Vanessa Amaya Insurance Services. You’ll be so happy you did!!

Stephanie Shipley

Vanessa has been very responsive to our requests for service, and her friendly personality has been a breath of fresh air in a difficult environment.

Mark Frederick

Vanessa, is very easy to talk to and work with – she is professional and very knowledgeable of her industry. She helped find the best policy for me and my pocketbook. I will work with her again and do recommend her.

Alice Jimenez

Vanessa Amaya has been an amazing Agent to work with! She has helped me with medical insurance, life insurance and my renters and auto insurance. She is extremely knowledgeable, professional and always handles all of my questions and insurance needs. I have referred her to family, friends and people at work and they are all very happy with her as well. Great work!

Wendy Dpric

She saved me hundreds in my homeowner policy. Professional, expedient, so fantastic!!! Call for a quote NOW!

Jodi Mainwal

Vanessa was a great help for guiding my daughter to fill her health care needs. I would recommend her for anyone who needs help in reviewing insurance needs.

Jim Eakin