About Us

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Our Story

Our Agency is focused on protecting clients from risk and informing them of options available in the current insurance market. Vanessa Amaya Insurance Services utilizes the latest in insurance software to continually compare rates for their clients, to insure they are getting the right coverage for the right price. We strive to deliver peace of mind to clients as we help them insure their families, personal property and businesses. Vanessa Amaya Insurance Services represents some of the top, leading carriers in California, while providing outstanding service to their ever expanding client base.

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Individual and Family Health Insurance through Covered California

Affordable individual & family HMO, PPO, EPO, HSA health insurance plans through California's official healthcare Marketplace. (On-Exchange)

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Individual and Family Health Insurance directly with a Carrier

We have a large variety of low cost Individual & Family HMO, PPO, EPO or HSA plans on the private market.

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Affordable Dental Insurance Plans

A healthy smile
starts here
with low
premiums and

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Life Insurance Plans for Individuals

Compare rates
for Individual

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We’ve Located 50+ Health Plans and Discounts Near You

8 Gold Plans

  • Higher premiums/copays
  • In network doctors
  • 80% of services covered

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5 Short Term Plans

  • Low monthly rates
  • No enrollment period
  • Next day coverage

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13 Silver Plans

  • Moderate premiums/copays
  • In network doctors
  • 70% of services covered

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5 PPO Plans

  • Higher out-of-pocket costs
  • Your choice of providers
  • Varying % of services covered

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11 Bronze Plans

  • Low premiums/copays
  • In network doctors
  • 60% of services covered

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4 HMO Plans

  • Low premiums/copays
  • In network doctors
  • 100% of services covered

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Covered California

We assist individuals and employers in determining which insurance plan is appropriate based on their budget and needs. Furthermore, we help each client determine their most accurate current income that will determine the proper Tax Credits to help pay their insurance premium. We present each client with plan options from a range of coverage and insurers and enroll them into a plan.

Question: Can I insure my 23 year old daughter?

Yes: If your daughter is listed as a dependant on your tax return and does not file her own taxes.

Question: What does the Affordable Care Act require of me?

The Affordable Care Act is also known as Obamacare. People who fill out a Federal Income Tax form MUST maintain health insurance for themselves and their dependents. Those who don’t will pay a fine.

Question: What if I can’t afford health insurance?

Individuals and families whose income falls below the level set by the Federal Government will be insured with Medi-Cal. If you are not sure if you qualify for Medi-Cal, call us and we will let you know.

"Insurance Agents You Can Rely On."

Vanessa Amaya Insurance Services has served the community for over a decade, bringing California a refreshing, common sense approach to valued insurance products. Our “client first” attitude and broad knowledge across Health, Life and Property products gives each client a tailored portfolio of the highest quality, including Medical Insurance, Medicare, Dental, Vision, Travel and Life Insurance, as well as Personal Property and Commercial insurance.

We make insurance easy to understand and easy to apply.

Get a personalized advice on your insurance solution by talking to one of our agents today. We have licensed experts standing by:

Vanessa Amaya

Insurance Agent

A Few Major Carriers We Represent


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Contact Info

Vanessa Amaya Insurance Services

Call: (949) 929-8225

Email: vanessa@amayains.com

CA License# 0F99963