brandlogo
Amaya Insurance Services No one can surely predict the future. But we can protect it.
Contact UsGet A QuoteSchedule A Call
Questions? Call us now. (949) 929-8225
Home
HomeAbout UsContact UsOur Privacy PolicyLegal Terms and ConditionsGet a Quote
Health Insurance
Get a QuoteUnderstanding Your Health Insurance OptionsHealth Insurance Plans Available on the MarketplaceEssential Health BenefitsSummary of Benefits and CoveragePreventive health services for adultsShort-Term Medical Insurance – Temporary CoveragePre-65 Health Care InsuranceHealth Savings AccountsUnderstanding the Affordable Care Act
Life Insurance
Get a Life QuoteNavigating Life InsuranceTerm Life InsuranceWhat is Universal Life Insurance?Life Insurance Policies and Cash ValueHow Much Life Insurance Is Enough?Which Makes Sense for You: Permanent or Term Life Insurance?
Medicare Coverage
Get a Medicare QuoteAre You Eligible for Medicare?Medicare: What you need to knowMedicare Advantage PlansWhat is Medicare Supplement (Medigap) Insurance?Part D Prescription Drug Plans
Dental & Vision
Dental and Vision QuoteChoosing Dental CoverageVision Insurance: Is It Right For You
Critical Illness & Disability
How Critical Illness Insurance Coverage Can Work For YouWhat is Critical Illness Insurance?Exploring Critical Illness Insurance
Business Insurance
Small Business Insurance BasicsChoosing a Health Insurance for Your BusinessGroup and Health BenefitsProtect Your Business with Key Person InsuranceThe Role of Workers’ Comp InsuranceWhat Are The Costs if Your Business is Impacted by a Disaster?Errors & Omissions: Protecting Your Business Beyond General LiabilityCommercial Umbrella Insurance – Just in Case!Small Business Liability InsuranceThe Importance of a Buy-Sell AgreementsAre you protected? Minimize Your Risks With Business Liability Insurance
Property Insurance
About Homeowner’s InsuranceRenters Insurance 101What is Condo Insurance And Why You Should Have ItFloods, Earthquakes, Mudslides InsuranceMortgage Protection Insurance Protects Your Family
Auto and Vehicle
Import My InsuranceHow Auto Insurance Protects YouClassic and Collector Car InsuranceWhat You Need to Know About RV InsuranceMotorcycle InsuranceUnderstanding Boat Insurance
Travel Insurance
Travel Insurance
Umbrella Insurance
Umbrella Insurance – An extra step to peace of mind

Medicare: What You Need to Know

Medicare is a health insurance program for:

  • people age 65 or older,
  • people under age 65 with certain disabilities, and
  • people of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).

Medicare has:

Part A Hospital Insurance - Most people don't pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working. Medicare Part A (Hospital Insurance) helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. Beneficiaries must meet certain conditions to get these benefits.

Part B Medical Insurance - Most people pay a monthly premium for Part B. Medicare Part B (Medical Insurance) helps cover doctors' services and outpatient care. It also covers some other medical services that Part A doesn't cover, such as some of the services of physical and occupational therapists, and some home health care. Part B helps pay for these covered services and supplies when they are medically necessary.

Prescription Drug Coverage - Most people will pay a monthly premium for this coverage. In January 1, 2006, Medicare prescription drug coverage became available to everyone with Medicare. This coverage is to help you lower prescription drug costs and help protect against higher costs in the future. Medicare Prescription Drug Coverage is insurance. Private companies provide the coverage. Beneficiaries choose the drug plan and pay a monthly premium. Like other insurance, if a beneficiary decides not to enroll in a drug plan when they are first eligible, they may pay a penalty if they choose to join later.

This information comes from www.cms.gov

By contacting the phone number on this website you will be directed to a licensed agent.

Medicare Coverage
  • Get a Medicare Quote
  • Are You Eligible for Medicare?
  • Medicare: What you need to know
  • Medicare Advantage Plans
  • What is Medicare Supplement (Medigap) Insurance?
  • Part D Prescription Drug Plans
Let's Talk About Your Medicare Options

Amaya Insurance Services

No one can surely predict the future. But we can protect it.

Follow Us

About Us

With over 15 years of experience in the insurance industry, Vanessa Amaya is committed to providing customized insurance policies tailored to each client's specific personal, business or life insurance needs. *Partnered with Providence First Insurance Services for Property & Casualty products.

Other Links

Privacy Policy
Legal Terms

Address

This is a solicitation for insurance. Submitting information or calling numbers listed on this website will direct you to a licensed Agent/Broker.

Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

© Copyright 2023Amaya Insurance ServicesAll rights reserved.
Insurance Websites powered byAgentMethods