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Call: (949) 929-8225

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Covered California

We assist individuals and employers in determining which insurance plan is appropriate based on their budget and needs. Furthermore, we help each client determine their most accurate current income that will determine the proper Tax Credits to help pay their insurance premium. We present each client with plan options from a range of coverage and insurers and enroll them into a plan.

Question: Can I insure my 23 year old daughter?

Yes: If your daughter is listed as a dependant on your tax return and does not file her own taxes.

Question: What does the Affordable Care Act require of me?

The Affordable Care Act is also known as Obamacare. People who fill out a Federal Income Tax form MUST maintain health insurance for themselves and their dependents. Those who don’t will pay a fine.

Question: What if I can’t afford health insurance?

Individuals and families whose income falls below the level set by the Federal Government will be insured with Medi-Cal. If you are not sure if you qualify for Medi-Cal, call us and we will let you know.

Until working with Vanessa for our health insurance needs I never realized that a broker could and should be your advocate when you run into challenges with your insurer. She has not only helped us sort through our options and select the best plan, she has twice now intervened on our behalf with our insurer. She not only expedited each situation, she helped us recover thousands of dollars in uncredited payments and ensured that our insurance benefits were properly enforced. Having to shop in the individual market is hard enough but if your broker isn't your advocate you should definitely be calling Vanessa to handle your insurance needs. Thank you so much Vanessa!!!

Tammy Stockton

Insurance has always been somewhat of a foreign language to me. Then I found Vanessa Amaya!! She was able to sit down with me and give me her time to answer every question I had! We were able to find an insurance plan to fit my needs and then some!! She explained why one plan was different from the other and have it all make sense for the first time ever. When I've been confused about a claim or if something was covered its nice to have someone you can go to directly. She always replies in a good amount of time and emails any forms you might need. If you are in need of insurance, but don't know where to go, go to Vanessa Amaya Insurance Services. You'll be so happy you did!!

Stephanie Shipley

A Few Major Carriers We Represent


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Vanessa Amaya Insurance Services

Call: (949) 929-8225


CA License# 0F99963